企业经营数据与银行贷款产品匹配数据集

系统于2022年建设，通过线上线下收集整理，导入全国区域内各银行机构企业贷款产品及受理指标，形成内部产品数据库；通过公开第三数据平台获取企业工商司法等基础信息；通过合法途径和专业工具，从企业授权中提取相关经营数据；最终形成企业需求与产品匹配数据集，在平台进行整合，通过计算、判断、筛选、评级及指标匹配等算法生成企业贷款评估数据集； 生成报告等数据仅供授权账户查看，定时自动删除，确保数据不外泄。

Built in 2022, the system collects and organizes data via online and offline channels, imports corporate loan products and acceptance indicators from various banking institutions across the country to establish an internal product database. It acquires basic information including industrial and commercial registration records and judicial documents of enterprises from public third-party data platforms, and extracts relevant business data with the authorization of enterprises through legal channels and professional tools. Finally, a dataset matching corporate demands with loan products is formed. After being integrated on the platform, an enterprise loan assessment dataset is generated through algorithms including calculation, judgment, screening, rating and indicator matching. The generated reports and other related data are only accessible to authorized accounts, and will be automatically deleted on a regular basis to prevent any data leakage.