Credit Scores: Performance and Equity
收藏NBER2024-09-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w32917
下载链接
链接失效反馈官方服务：
资源简介：
Credit scores are critical for allocating consumer debt in the United States, yet little evidence is available on their performance. We benchmark a widely used credit score against a machine learning model of consumer default and find significant misclassification of borrowers, especially those with
提供机构：
美国国家经济研究局
创建时间：
2024-09-01
