Annual number of credit card transactions in India 2012-2022, per capita

Credit card payments in India declined by nearly 200 million transactions in the first year of the coronavirus pandemic but recovered substantially since then. In 2022, the payment method made up roughly 2.6 transactions when compared to the country's population that year. Credit cards did not rank as India's most used payment method in POS - although its market share did increase between 2020 and 2021. Indian consumers generally prefer the use of cash, although especially mobile wallets are predicted to gain millions of new users within the Asian country.

在新冠疫情爆发的第一年，印度的信用卡支付交易量近2亿次受到抑制，但此后显著恢复。至2022年，相较于该国当年的人口，信用卡支付方式占比约为2.6次。尽管在POS支付中，信用卡并未成为印度最常用的支付手段，但其市场份额在2020年至2021年间有所上升。印度消费者普遍偏好现金支付，尽管预计在该亚洲国家，尤其是移动钱包的使用者数量将增加数百万。