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Household Mobility and Mortgage Rate Lock

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NBER2024-08-01 更新2025-01-04 收录
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https://www.nber.org/papers/w32781
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资源简介:
Rising interest rates can create mortgage rate lock for homeowners with fixed rate mortgages, who can hold onto their low rates as long as they stay in their homes but would have to take on new mortgages with higher rates if they moved. We show mobility rates fell in 2022 and 2023 for homeowners
提供机构:
美国国家经济研究局
创建时间:
2024-08-01
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