SAMPLE Global Late Payment Index Dataset | +200 Countries | Payment Behavior Metrics | Credit ...

Late Payment Index (LPI) helps organisations evaluate prospects and current business partners and their potential risk of future non-payment. Helping businesses to make strategic decisions ahead of time.​

The Late Payment Index is a comprehensive metric developed by Coface to evaluate payment behaviour of companies globally.
It reflects the age, frequency, severity of claims, and other vital factors to assess payment difficulties accurately.

Dataset Structure and Components:
Sample Size: 15 company records with unique identifiers
Assessment Date: All entries dated
Product Type: All categorized as "LPI" (Late Payment Index)
Evaluation Format: Numeric rating system (0-4) with corresponding descriptive explanations

Rating Classification System:
The dataset employs a standardized 0-4 scale to categorize payment behavior:

0: Not available - Assessment data unavailable or insufficient
1: In progress - Assessment currently being conducted
2: Considerable negative experience - Significant payment issues detected
3: Some negative experience - Minor or occasional payment issues detected
4: No negative experience - Clean payment history with no detected issues

Application Context:
This sample illustrates how payment behavior can be systematically tracked and categorized to support credit decision-making and business relationship management. The LPI provides an objective metric for evaluating the payment reliability of potential business partners or customers.

This structured assessment system allows organizations to:
Identify potential payment risks before entering business relationships
Support credit limit decisions with objective payment history data
Monitor changing payment behaviors across their business portfolio
Create consistent payment evaluation standards across departments

Note: This is sample data intended to demonstrate the structure and capabilities of a payment index system.

Learn More
For a complete demonstration of our Late Payment Index capabilities or to discuss how our system can be integrated with your existing processes, please visit https://business-information.coface.com/what-is-urba360 to request additional information.

搜集汇总

背景与挑战

背景概述

该数据集为SAMPLE Global Late Payment Index Dataset的样本，涵盖200多个国家，基于Coface开发的延迟支付指数（LPI）评估企业支付行为，采用0-4数值评级系统。它通过分析支付年龄、频率和严重性等因素，帮助组织识别潜在支付风险，支持信用决策和业务关系管理。