Most used e-commerce payment methods in the UK 2016-2023, with 2027 forecast

BNPL became more common in the United Kingdom for online shopping, although it was not as popular as credit cards were. Indeed, a comparison between preferred payment methods in the UK across several years reveals that debit cards remained relatively unchanged in their popularity. Other payment methods - mobile wallets and credit cards, especially - saw increasing use. Credit cards, for example, was a growth of ten percentage points between 2016 and 2021 - highlighting an increasing demand for credit whilst purchasing goods online.

英国在线购物中，先买后付（BNPL）模式逐渐普及，尽管其受欢迎程度不及信用卡。实际上，对英国数年间偏好支付方式的对比分析表明，借记卡在受欢迎程度上相对稳定。其他支付方式，尤其是移动钱包和信用卡，使用频率逐渐上升。以信用卡为例，其在2016年至2021年间增长了十个百分点，这一数据凸显了在线购物时对信贷需求的不断增长。