企业电智绘

电力公司在收到银行提供的相关企业授权证明后，运用一整套多维指标体系和评价模型，对基于《供用电条例》合法采集到的企业用电数据进行脱敏和深度分析，最终形成涵盖企业用电行为、用电缴费、用电水平、用电趋势等特征内容的数据产品，为银行在信贷反欺诈、辅助授信、贷后预警等方面提供决策参考

Upon receiving the relevant corporate authorization documents provided by the bank, the power company utilizes a comprehensive set of multi-dimensional indicator systems and evaluation models to conduct desensitization processing and in-depth analysis on corporate electricity consumption data legally collected pursuant to the "Regulation on Power Supply and Consumption", and ultimately develops a data product encompassing characteristics such as corporate electricity consumption behavior, payment status, consumption level and consumption trend, providing decision-making references for the bank in credit anti-fraud, auxiliary credit granting, post-loan early warning and other related scenarios.

搜集汇总

背景与挑战

背景概述

数据集'企业电智绘'由国网苏州供电公司提供，主要应用于能源互联领域，通过分析企业用电数据为银行信贷决策提供参考。