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Testing for Adverse Selection in Insurance Markets

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NBER2009-12-01 更新2025-01-04 收录
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https://www.nber.org/papers/w15586
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This paper reviews and evaluates the empirical literature on adverse selection in insurance markets. We focus on empirical work that seeks to test the basic coverage-risk prediction of adverse selection theory--that is, that policyholders who purchase more insurance coverage tend to be riskier. The
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2009-12-01
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