Borrowing to Save? The Impact of Automatic Enrollment on Debt
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https://www.nber.org/papers/w25876
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资源简介:
Does automatic enrollment into a retirement plan increase borrowing outside the plan? We study a natural experiment created when the U.S. Army began automatically enrolling newly hired civilian employees into the Thrift Savings Plan. Four years after hire, automatic enrollment causes no significant
提供机构:
美国国家经济研究局
创建时间:
2019-05-01



