Use of mobile banking as primary method to access account in U.S. 2021, by education

When looking at mobile banking usage among groups with different education levels in the United States, it can be observed that households whose reference person was an individual with a higher education are more likely to use mobile banking compared to those with a lower education level. Mobile banking increased in popularity in recent years, with more and more bank customers using mobile banking as their primary method to access their bank accounts. In the United States, the share of banked households using mobile banking as their primary access method reached 43.5 percent in 2021.

在美国，审视不同教育水平群体使用移动银行的情况时，可以发现，其家庭成员中具有较高教育水平者相较于教育水平较低者，更倾向于使用移动银行。近年来，移动银行的使用率显著上升，越来越多的银行客户选择将其作为主要访问银行账户的手段。在美国，截至2021年，将移动银行作为主要访问方式的银行家庭占比已达到43.5%。