Banking Analytics Bundle

This comprehensive bundle encompasses a wealth of invaluable information crucial for navigating the complexities of the financial sector. From assessing deposit insurance coverage and failed bank records to leveraging a vast array of economic and financial data, these datasets provide essential insights into industry stability, performance, and regulatory dynamics. With a focus on FDIC data for bank stability, Treasury bill rate data for market interest rates, and FRED data for both unemployment rates and labor performance, this bundle offers a holistic view, enabling stakeholders to anticipate trends, mitigate risks, and capitalize on opportunities in the ever-evolving landscape of finance.

Views published for each focus area:

FDIC Data: The Federal Deposit Insurance Corporation (FDIC) dataset provides essential information on deposit insurance coverage and records of failed banks. It's instrumental for assessing individual bank stability and the overall banking system health, aiding stakeholders in risk management and regulatory compliance efforts.

Views and definition:

FDIC: This view consolidates essential data, including FDIC certificate numbers for financial institutions, CBSA designations for geographic areas, total asset values for each institution, institution categories, failed bank status, acquiring institutions, closing dates of failed banks, and office locations.

FDIC_INSTITUTIONS: This view has information for Financial Institutions like FDIC certificate numbers for financial institutions, CBSA designations for geographic areas, total asset values for each institution, institution categories and more . Treasury Bill Rate Data: Treasury bill rates offer insights into short-term interest rates, reflecting market sentiment and economic conditions. Changes in T-bill rates are crucial indicators of investor expectations, economic growth, and monetary policy outlook, guiding borrowing, lending, and investment decisions.

Views and definitions:

FRED_INTEREST_RATE_DATA: This view presents a comprehensive array of daily Treasury yield curve rates, encompassing both nominal and real rates, as well as rates for various maturity periods. It includes Daily Treasury Par Yield Curve Rates and Daily Treasury Par Real Yield Curve Rates, along with rates for different periods such as 4, 13, 26, and 52 weeks. Additionally, it incorporates Long-Term Treasury Rates, comprising the Long-Term Composite Rate (>10 years) and the Long-Term Treasury 20-Year Constant Maturity Rate and more. FRED Data for Unemployment Rate: The Federal Reserve Economic Data (FRED) offers the unemployment rate, a key indicator of labor market health. It influences economic policy, consumer behavior, and inflation, aiding stakeholders in anticipating shifts in economic conditions and adjusting strategies accordingly.

Views and definitions:

FRED_UNEMPLOYEMENT_RATE: This view includes interest rates or yields associated with Two-Year Treasury Constant Maturity, Treasury securities, and the Federal Funds Rate, Consumer Price Index (both seasonally adjusted and not seasonally adjusted), M2 money supply and more providing insights into the labor market dynamics. FRED Data for Labor Performance: FRED also provides datasets on labor performance, including employment levels, job creation, and wage growth. These insights help assess the resilience of the labor market, identify trends, and inform strategies for promoting workforce development and sustainable economic growth.

Views and definitions:

FRED_FINANCIAL_LABOR_PERFORMANCE: This view offers a comprehensive look at key labor market metrics, including labor force participation rates (seasonally adjusted and non-seasonally adjusted), indicators like industrial production and total nonfarm employment, and the personal saving rate

原始信息汇总

Banking Analytics Bundle 数据集概述

数据集简介

• 提供商: InSights
• 价格: 免费
• 访问权限: 无限制
• 更新频率: 每月
• 时间覆盖范围: 最近24年（按天）
• 地理覆盖范围: 美国所有州

数据集内容

主要数据视图

1. FDIC数据

   • FDIC视图: 包含金融机构FDIC证书号、CBSA地理区域指定、总资产值、机构类别、倒闭银行状态、收购机构、倒闭银行关闭日期和办公地点。
   • FDIC_INSTITUTIONS视图: 包含金融机构FDIC证书号、CBSA地理区域指定、总资产值和机构类别等信息。

2. 国债利率数据

   • FRED_INTEREST_RATE_DATA视图: 包含每日国债收益率曲线利率（名义和实际利率）、不同期限利率（4周、13周、26周、52周）、长期国债利率（>10年复合利率和20年恒定到期利率）。

3. 失业率数据

   • FRED_UNEMPLOYEMENT_RATE视图: 包含两年期国债恒定到期利率、国债证券利率、联邦基金利率、消费者价格指数（季节性和非季节性调整）、M2货币供应量等。

4. 劳动力表现数据

   • FRED_FINANCIAL_LABOR_PERFORMANCE视图: 包含劳动力参与率（季节性和非季节性调整）、工业生产指数、非农就业总数、个人储蓄率等。

商业应用场景

银行与金融科技趋势

• 分析联邦基金利率、国债证券和收益率曲线数据以评估利率敏感性和管理利率风险。
• 预测未来利率以制定财务规划、投资策略和风险管理决策。
• 使用利率数据评估投资机会和资本配置。

定价分析

• 分析非倒闭银行数据以获取客户行为洞察。
• 评估劳动力市场状况以制定招聘和产能规划决策。
• 提高投资者信心和消费者对银行系统稳定性的认识。

数据字典（部分字段）

名称	类型	描述
ACTIVE	Boolean	指示机构是否运营
ADDRESS	Varchar	物理或邮寄地址
ASSET	Number	持有的总资产价值
BANK_CLASS	Varchar	基于特征和活动的分类
CBSA	Varchar	核心基础统计区(CBSA)ID
CBSA_DIV	Varchar	CBSA内的分区
CBSA_DIV_FLG	Boolean	指示CBSA分区位置
CBSA_DIV_NO	Number	CBSA分区编号代码
CBSA_METRO	Number	指示大都市统计区(MSA)位置
CBSA_METRO_FLG	Number	大都市/小都市区域的二进制标志

使用示例

1. 查找特定州的所有活跃金融机构 sql SELECT * FROM INSIGHTS.FDIC WHERE STATE_NAME = Michigan and active=1;

2. 联邦基金利率趋势 sql SELECT OBSERVATION_DATE, FEDERAL_FUNDS FROM INSIGHTS.FRED_UNEMPLOYEMENT_RATE ORDER BY OBSERVATION_DATE;

3. 查找特定月份的非农就业总数和工业生产指数 sql SELECT OBSERVATION_DATE, ALL_EMPLOYEES_TOTAL_NONFARM_SEASONALLY_ADJUSTED, INDUSTRIAL_PRODUCTION_SEASONALLY_ADJUSTED FROM INSIGHTS.FRED_FINANCIAL_LABOR_PERFORMANCE WHERE EXTRACT(MONTH FROM OBSERVATION_DATE) = 5;

云区域可用性

• AWS: 亚太地区(雅加达、孟买、大阪、首尔)等31个区域

联系方式

• 销售: [e-mail]
• 支持: [e-mail]

搜集汇总

背景与挑战

背景概述

该银行分析数据集整合了FDIC银行稳定性指标、国债收益率曲线、失业率及劳动力市场表现等关键金融数据，涵盖机构资产状况、利率变动趋势和就业市场动态，为金融风险管理和政策制定提供多维度分析支持。