FCA: Product sales data - 2019 H1

The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages, retail investments or protection sectors submit product transaction data to the FCA quarterly.

Firms report details of their sales of regulated mortgage contracts, retail investment products and certain pure protection products to retail and private customers. Firms report transaction-level data on both direct sales by their own sales forces and sales made by intermediaries.

The FCA uses the product sales data (PSD) to assist it in regulation of firms and to spot trends in the products sold in the UK market. The FCA publishes the aggregated PSD each year so that consumers and market participants can see what firms are selling and understand the trends.

金融行为管理局（FCA）从其监管的机构收集有关其销售产品方面的数据。在抵押贷款、零售投资或保护领域运营的机构需每季度向FCA提交产品交易数据。企业需报告其向零售和私人客户销售的受监管抵押贷款合同、零售投资产品以及某些纯保护产品的详细信息。企业需报告其销售团队直接销售和通过中介进行的销售的交易级数据。FCA利用产品销售数据（PSD）协助其监管企业，并捕捉英国市场上销售产品的趋势。FCA每年发布汇总的PSD，以便消费者和市场主体了解哪些企业正在销售以及理解销售趋势。