网贷多头旗舰版2.0

基于用户借贷行为多头情况进行汇总分析，全面提供用户多头借贷数据，贷前使用，可作为底层特征补充模型数据维度或使用某个特征作为规则使用

This dataset is constructed via aggregated analysis of users' multiple borrowing behaviors, and comprehensively supplies users' multiple borrowing data. It is intended for pre-loan usage, and can either act as underlying features to supplement the data dimensions of machine learning models, or individual features can be utilized as rule-based decision-making criteria.

搜集汇总

背景与挑战

背景概述

该数据集汇总分析用户多头借贷行为数据，主要用于贷前风控场景，可作为模型特征补充或独立规则使用。