The Availability and Utilization of 401(k) Loans
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We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given point in time, almost half had used a 401(k) loan over a longer, seven-year
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美国国家经济研究局创建时间：
2011-06-01
