Industry Data for Commercial Banking: Credit Risk, Portfolio Analytics & Industry Benchmarks

Power credit risk analysis, underwriting and portfolio monitoring with structured industry data across thousands of industries

IBISWorld provides query-ready industry data designed for data analysts, risk teams and credit modelers within commercial banking.

Access standardized industry benchmarks, risk scores and forecasts to support:

- Credit risk analysis and risk assessment  

- Underwriting and loan evaluation  

- Portfolio risk monitoring and exposure analysis  

- Business development and sector targeting  

With 10+ years of historical data and 5-year forecasts, your team can build scalable, data-driven workflows directly within Snowflake, without maintaining internal industry datasets.

## Dataset structure   

Here’s a preview of the data most relevant for commercial bankers. IBISWorld subscribers gain access to millions of datapoints in our full database.

- **Forecasts**: 5-year proprietary revenue, employees, businesses and profit forecasts, with 10+ years of historical data 

- **Risk Ratings**: Industry risk scores across structural, growth and sensitivity categories, plus an overall composite risk score  
- **Financial ratios**: Earnings, industry tax structure, income statement, balance sheet, liquidity, coverage, leverage, operating and cash flow and debt service ratios for the US, UK, Canada and Australia (coverage varies by geography) 

- **Industry Performance**: Current year and historical revenue, employees, businesses and profit 

- **Cost Structure**: Expense breakdowns including wages, purchases, depreciation, marketing and rent 

- **Key Statistics**: Number of establishments, industry value added (IVA), enterprises, employees, exports, imports and employee wages for each industry 

- **Key External Drivers**: Macroeconomic variables impacting industry performance, including interest rates, consumer spending and commodity prices 

- **Industry Concentration**: The current and historical average market share of the top four companies in an industry, providing a view of the competitive landscape within each sector.
- **US Early Risk Warning System**: Risk scores, trends and indicators, enabling integration into internal credit models, risk dashboards and stress-testing frameworks. 

## Geographic coverage and classification systems 

- United States (NAICS + specialized industries)  

- Canada (NAICS)  

- United Kingdom & Ireland (SIC + specialized industries)  

- Australia & New Zealand (ANZSIC + specialized industries)  

- Europe (ISIC across 39 countries + aggregated view)  

- Germany (ISIC core + specialized industries)  

Standardized classification systems enable cross-country analysis and seamless mapping to internal datasets.