Industry Data for Commercial Banking: Credit Risk, Portfolio Analytics & Industry Benchmarks

Power credit risk analysis, underwriting and portfolio monitoring with structured industry data across thousands of industries IBISWorld provides query-ready industry data designed for data analysts, risk teams and credit modelers within commercial banking. Access standardized industry benchmarks, risk scores and forecasts to support: - Credit risk analysis and risk assessment - Underwriting and loan evaluation - Portfolio risk monitoring and exposure analysis - Business development and sector targeting With 10+ years of historical data and 5-year forecasts, your team can build scalable, data-driven workflows directly within Snowflake, without maintaining internal industry datasets. ## Dataset structure Here’s a preview of the data most relevant for commercial bankers. IBISWorld subscribers gain access to millions of datapoints in our full database. - **Forecasts**: 5-year proprietary revenue, employees, businesses and profit forecasts, with 10+ years of historical data - **Risk Ratings**: Industry risk scores across structural, growth and sensitivity categories, plus an overall composite risk score - **Financial ratios**: Earnings, industry tax structure, income statement, balance sheet, liquidity, coverage, leverage, operating and cash flow and debt service ratios for the US, UK, Canada and Australia (coverage varies by geography) - **Industry Performance**: Current year and historical revenue, employees, businesses and profit - **Cost Structure**: Expense breakdowns including wages, purchases, depreciation, marketing and rent - **Key Statistics**: Number of establishments, industry value added (IVA), enterprises, employees, exports, imports and employee wages for each industry - **Key External Drivers**: Macroeconomic variables impacting industry performance, including interest rates, consumer spending and commodity prices - **Industry Concentration**: The current and historical average market share of the top four companies in an industry, providing a view of the competitive landscape within each sector. - **US Early Risk Warning System**: Risk scores, trends and indicators, enabling integration into internal credit models, risk dashboards and stress-testing frameworks. ## Geographic coverage and classification systems - United States (NAICS + specialized industries) - Canada (NAICS) - United Kingdom & Ireland (SIC + specialized industries) - Australia & New Zealand (ANZSIC + specialized industries) - Europe (ISIC across 39 countries + aggregated view) - Germany (ISIC core + specialized industries) Standardized classification systems enable cross-country analysis and seamless mapping to internal datasets.