The Moral Hazard of Insuring the Insurers
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State guaranty funds are quasi-governmental agencies that provide insurance to policyholders against the risk of insurance company failure. But insurance provided by guaranty funds, like all insurance, creates moral hazard problems, especially for companies that are insolvent or near-insolvent. The
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美国国家经济研究局创建时间：
1997-01-01
