EquityAtlas Redlining v2 DRAFT

This product has been archived in accordance with Federal Grant Compliance and is no longer actively updated. The site remains accessible for historical reference purposes. Disclaimer: This application is a DRAFT and is still under development. Data source: Mapping Inequality: Redlining in New Deal America, https://dsl.richmond.edu/panorama/redlining The Home Owners Loan Corporation The Home Owners' Loan Corporation (HOLC) was created in 1933. The HOLC created a neighborhood ranking system infamously known today as redlining. Local real estate developers and appraisers in over 200 cities assigned grades to residential neighborhoods. These maps and neighborhood ratings set the rules for decades of real estate practices. The grades ranged from A to D. A was traditionally colored in green, B was traditionally colored in blue, C was traditionally colored in yellow, and D was traditionally colored in red. Grading: A (Best): Always upper- or upper-middle-class White neighborhoods that HOLC defined as posing minimal risk for banks and other mortgage lenders, as they were "ethnically homogeneous" and had room to be further developed. B (Still Desirable): Generally nearly or completely White, U.S. -born neighborhoods that HOLC defined as "still desirable" and sound investments for mortgage lenders. C (Declining): Areas where the residents were often working-class and/or first or second generation immigrants from Europe. These areas often lacked utilities and were characterized by older building stock. D (Hazardous): Areas here often received this grade because they were "infiltrated" with "undesirable populations" such as Jewish, Asian, Mexican, and Black families. These areas were more likely to be close to industrial areas and to have older housing. Year: 2023 Provider: Nelson, Robert K., LaDale Winling, et al. "Mapping Inequality: Redlining in New Deal America." Edited by Robert K. Nelson and Edward L. Ayers. <cite>American Panorama: An Atlas of United States History</cite>, 2023. https://dsl.richmond.edu/panorama/redlining.