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The Role of Technology in Mortgage Lending

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NBER2018-04-01 更新2025-01-04 收录
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https://www.nber.org/papers/w24500
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资源简介:
Technology-based ("FinTech") lenders increased their market share of U.S. mortgage lending from 2% to 8% from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech lenders process mortgage applications about 20% faster than other
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2018-04-01
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