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U.S. CFPB Consumer Complaints — Aggregated Dataset (2011–2026)

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Zenodo2026-06-07 更新2026-06-12 收录
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A structured aggregation of all 15,694,521 consumer complaints in the U.S. Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, received between December 2011 and June 2026, across 7,945 distinct companies. This release aggregates the public CFPB database into five CSV tables: overall summary, by year, by company, by product, and by state. All underlying data is published by the CFPB as a U.S. Government work; this dataset provides the processed aggregations used in the Settlement Insight research study. Key findings: The three national credit bureaus — Equifax, Experian, and TransUnion — together account for 76.7% of all complaints (12,040,506 of 15,694,521). Annual complaint volume grew 32.3×, from 168,273 in 2015 to 5,442,994 in 2025. 80.4% of all complaints concern credit reporting. More than half of all complaints in the database were filed in 2024–2025 alone. Full analysis: https://settlementinsight.com/research/credit-report-complaints Caveat: A complaint is a consumer submission, not a verified violation; the recent surge is concentrated in credit-reporting disputes, many submitted in bulk via third-party credit-repair services. The 2026 figure is a partial year.

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2026-06-07
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