climate-related disasters among urban dwellers

The study investigates the adaptive capacity of urban dwellers in response to flooding, determines the factors influencing disaster preparedness among the residents; ascertains the disaster responses taken and identify opportunities for risk managing firms. The principal component analysis (PCA) and path analysis using the Khb method are employed in the analysis of primary data collected from the urban dwellers. The study reveals that majority of the residents had moderate to high perception of flood risk but were unprepared for flood disaster. It also reveals opportunity for risk managers to increase their market base but majority of the residents seem not willing to purchase insurance policy and this was attributed to either lack of awareness or unavailability of insurers in the communities. The variables used in the analysis are presented and described in the various sheets. Some of the variables are in ordinal measurements, others are in nominal or dummy categorisation.