Auto Dealer Loan Intermediation: Consumer Behavior and Competitive Effects
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https://www.nber.org/papers/w28136
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This paper studies the intermediation of auto loans through auto dealers using new and comprehensive administrative data. The arrangements between auto dealers and lenders incentivize dealers to increase loan prices. We leverage details of the corresponding contracts to demonstrate that many
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美国国家经济研究局创建时间：
2020-11-01
