Mortgage Market Analytics

**Overview**
Mortgage Market Analytics delivers nationwide property mortgage and property sales and owner transfer data for up to 50 years of transaction history.

Product Attributes:
- Transaction details
- Primary & junior mortgages
- Home equity lines of credit (HELOC)
- Individual changes of ownership from both arms-length and non-arms-length transactions
- Mortgage details
- Borrower names
- Lender information (with NMLS ID)
- Loan & mortgage rate type (conventional, FHA, VA)
- Mortgage ARM features and indicators

**Use cases**
- **Market Analysis** - Comprehensive data on property mortgage transactions, offering deep insights into trends and patterns in the mortgage market. This information can help businesses to understand market dynamics, identify opportunities, and make informed strategic decisions.
- **Risk Analysis** - By providing detailed data on property mortgages, Mortgage Market Analytics allows businesses to assess the risk associated with particular properties or borrowers. This information can inform risk mitigation strategies and decision-making in areas such as lending, investment, and insurance.
- **Asset Valuation** - Allows businesses to validate the financial status of a property by providing information on its mortgage history. This can be useful for lenders, investors, and property management companies seeking to confirm property details or estimate a property's market value.
- **Data Quality and Cleansing** - Mortgage Market Analytics can be used to enrich a company's existing property data, ensuring that businesses have the most accurate, up-to-date information on which to base their decisions.
- **Customer Acquisition** - Lenders and other financial institutions can use Mortgage Market Analytics to identify potential customers who might be in the market for a home equity line of credit (HELOC) or a refinance, aiding in customer acquisition efforts.
- **Regulatory Reporting** - In certain industries, companies may be required to report on their exposure to mortgage-related risks. Access to comprehensive mortgage data can support compliance with these reporting requirements.

**Product details**
- Datasets represented include Mortgage Market Analytics and Mortgage Market Analytics Lookup.
- Sample fields include Owner Transfer Multi or Split Parcel, Deed Category Type, Sale Info, Purchase Indicators and Borrower Info.