Digital Payments and Transactions: Year-, Month- and Bank-wise Number of Transactions Performed and Failed by Credit Sponsor Banks through APB System

High Frequency Indicator: The dataset contains year-, month- and bank-wise compiled data from the year 2021 to till date on the number of transactions performed (responses) and failed (returns) by credit sponsor banks through Aadhaar Payment Bridge (APB) system

Notes:

1. Business Declines (BD) are declined transactions due to a customer entering an invalid pin, incorrect beneficiary account etc. or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc.
2. Technical Declines (TD) transactions are those transactions are declined due to any technical reasons such as bank ID is empty or not in correct format or exception code not in Database or not in correct format, etc

高频指标数据集：本数据集汇集了自2021年起至当前年度，由各银行根据年度、月份及银行分类编制的交易数量（响应）及失败（返回）数据，数据来源于通过Aadhaar支付桥接（APB）系统进行的信用赞助银行交易。

备注：
1. 商业拒绝（BD）系因客户输入无效PIN码、账户受益人信息错误等或因其他商业原因导致的交易拒绝，例如超出每笔交易限额、超出每日允许的交易次数限制、超出每日金额限制等。
2. 技术拒绝（TD）交易是指因任何技术原因导致的交易拒绝，例如银行ID为空或格式不正确、异常代码不在数据库中或格式不正确等。