企业风险大脑-企业版-SaaS平台

1.产品所需的数据资源（蚂蚁负责）
工商、司法、财务（工商年报-重要）、舆情数据
2.产品具备的功能
1）风险画像
支持用户对企业的风险评估、企业背景、资质证照、生产经营、行政管理、司法诉讼、发票税务、舆情公告、行业分析做360的风险查询
2）风险管理
提供用户企业评分、评级、授信、监控的一站式风险管理
3）策略配置
支持用户对风险管理策略维护
3.应用场景
1）为供应链核心企业提供风险管理服务
2）为政府园区提供产业招商服务
4.应用案例
以某家核心企业为例，风险效果提升显著：
①准入评估效率提升85%，从“ 3天~一周”提升至“秒级~1天”
②评级授信准确度提升50%，贷款余额比例提升85.4%，不良金额比例降低16.9%

1. Data resources required for the product (Ant Group is responsible for providing):
Industrial and commercial data, judicial data, financial data (industrial and commercial annual reports are particularly important), and public opinion data.
2. Functions of the product
1) Risk Profiling
Supports users to conduct 360-degree risk queries on enterprises, covering enterprise risk assessment, corporate background, qualification certificates, production and operation status, administrative supervision, judicial litigation, invoice and taxation, public opinion announcements, and industry analysis.
2) Risk Management
Provides users with one-stop risk management services including enterprise scoring, rating, credit granting and monitoring.
3) Strategy Configuration
Supports users to maintain risk management strategies.
3. Application Scenarios
1) Provide risk management services for supply chain core enterprises
2) Provide industrial investment promotion services for government parks.
4. Application Cases
Take a certain core enterprise as an example, the risk management effect has been significantly improved:
① The efficiency of access assessment increased by 85%, from "3 days to one week" to "second-level to 1 day".
② The accuracy of rating and credit granting increased by 50%, the loan balance ratio increased by 85.4%, and the proportion of non-performing amount decreased by 16.9%.