Triennial debit card penetration in Italy 2011-2024, by demographic

According to a three-year survey, more than eight out of 10 respondents from Italy owned a debit card in 2021 with 72 percent actually having used one. The difference between ownership and usage was roughly 10 percentage points in 2021, a slight decrease from a difference of 12 percentage points in 2017. The report adds that men were more likely than women to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - was significantly less likely to own a debit card than their older counterparts.

依据一项为期三年的调查，在2021年，超过十分之八的意大利受访者拥有借记卡，其中72%的实际使用者。借记卡拥有率与使用率之间的差距在2021年约为10个百分点，较2017年的12个百分点略有下降。报告还指出，在该欧洲国家，男性拥有此类支付卡的可能性高于女性。对于调查中的Z世代（15至24岁年龄组）而言，他们拥有借记卡的可能性显著低于年长的同龄人。