In the Red: Overdrafts, Payday Lending and the Underbanked
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The reordering of transactions from "high-to-low" is a controversial bank practice thought to maximize fees paid by low-income customers on overdrawn accounts. We exploit multiple class-action lawsuits resulting in mandatory changes to this practice, coupled with payday lending data, to show that
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美国国家经济研究局创建时间：
2020-12-01
