U.S. Banks Business Quality & Operational Efficiency Ratings

Leveraging the EFA concept from investment portfolio theory, Hoeg & Company, Ltd. has generated measures that show how close to optimal each banks book of business is for producing profitable results as well as how efficiently each dollar of expense spent on the operations is at producing results. The measures produced are superior to traditional performance measures because they take into account economic and industry trends and events. Rather than using only internal data from a bank to measure its performance, EFA measures the results of all banks, identifies the best performance levels across all business portfolios and identifies the optimal business portfolio for maximizing profits. All banks are measured relative to these best performance levels. The resulting measures show what is actually possible for a bank to achieve, not some arbitrary ideal level of performance. The measures are based on data reported by banks in the Call Reports they submit to the FDIC on a quarterly basis and go back to Q1 2010.

搜集汇总

背景与挑战

背景概述

该数据集由Hoeg & Company基于投资组合理论中的EFA概念开发，用于评估美国银行在业务质量和运营效率方面的表现。它通过分析所有银行向FDIC提交的季度报告数据，识别最佳业务组合和表现水平，从而提供实际可达的盈利和效率衡量指标，数据可追溯至2010年第一季度。