How Do Income-Driven Repayment Plans Benefit Student Debt Borrowers?
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下载链接：
https://www.nber.org/papers/w33059
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资源简介：
Using credit bureau data, we show that nearly half the increase in student debt since 2010 is due to deferred payments and the expansion of income-driven repayment (IDR) plans. These plans help borrowers smooth consumption, insure income risk, and reduce the effective debt cost. Using a life-cycle
提供机构：
美国国家经济研究局
创建时间：
2024-10-01
