We study 33 Chinese banks from December 2009 to December 2020 to examine the moral hazard behavior of Chinese banks from the perspective of nonperforming loans (NPLs). The results show that banks with
Concept: 90 days past due loans by source of funds and type of credit - small-sized enterprise - nonearmarked credit - Housing financing - mortgage Source: Credit Information System
Concept: 90 days past due loans by source of funds and type of credit - microenterprise - earmarked credit - Infrastructure and development financing Source: Credit Information System