Survey Data on the Influence of Financial Skills, Digital Financial Literacy, Financial Autonomy, and Impulsivity in Financial Decision Making and Financial Well-being (A Comprehensive Study on Generation Z in Indonesia)

This survey dataset on Generation Z in Indonesia, analyzing the impact of financial skills, digital financial literacy, financial autonomy, and impulsivity on financial decision-making and well-being. A total of 953 participants, born between 1997 and 2012, completed an online questionnaire comprising 48 items aimed at evaluating personal financial management skills, attitudes towards financial instruments, degrees of financial independence, and impulsive characteristics. The dataset seeks to elucidate Generation Z's proficiency in making prudent financial decisions and attaining financial well-being in both the present and future. This dataset provides essential tools for academics in economics and finance to explore individual financial behaviors and competencies. Furthermore, the results can assist policymakers in developing plans for national financial education and can also work as references for educators and practitioners engaged in financial literacy initiatives.本数据集为针对印度尼西亚Z世代（Generation Z）的调研数据集，旨在分析金融技能、数字金融素养、财务自主权与冲动性对金融决策及福祉的影响。共计953名出生于1997年至2012年的受访者完成了包含48个题项的在线问卷，该问卷用于评估个人金融管理技能、对金融工具的态度、财务独立程度以及冲动特质。本数据集旨在阐明Z世代在当下与未来做出审慎金融决策、达成金融福祉的能力水平。本数据集可为经济学与金融学领域的学者开展个人金融行为与能力相关研究提供核心支撑工具。此外，本数据集的研究成果可协助政策制定者制定全国性金融教育规划，同时也可为参与金融素养提升项目的教育工作者与行业从业者提供参考依据。