Adoption and Usage of Net Banking: A Study of Consumer Behavior

Net banking has revolutionized the way consumers interact with financial institutions, offering convenience, speed, and 24/7 accessibility. This study explores the factors influencing consumer adoption and usage of net banking services, analyzing demographic trends, behavioral patterns, perceived benefits, and security concerns. The research combines secondary data with a consumer survey to provide insights into how attitudes, trust, and technology readiness shape the usage of net banking.