Consumer Credit Insights

Gain a critical edge in the Australian lending market. Equifax Consumer Credit Insights can provide weekly insights into consumer credit market with a view across various Equifax standardised peer groups such as the Big 4, Internationals, Tier 2 Lenders and more. This powerful solutions allows you to benchmark performance and credit risk across the entire customer lifecycle from initial enquiry to account closure of these different groups and industry segments to identify trends and allow you to be proactive with the market.<br/><br/>Who is this for?<br/>Banks, Non-Bank Lenders, Fintechs, Mutuals, and Credit Unions. Specifically valuable for Product, Marketing, Strategy, Risk, Operations, Collections, and Analytics teams.<br/><br/>Why Choose Equifax for Consumer Credit Insights?<br/>- Leading Data Source:<br/>Leverage comprehensive, timely, and accurate credit information (enquiry and CCR) from Australia's leading Credit Bureau.<br/>- Robust Benchmarking:<br/>Utilize unique standard peer groups<br/>- Consistency & Reliability:<br/>Benefit from centralised data processing and consistently applied metrics, ensuring trustworthy comparisons and alignment with other Equifax reporting.<br/>- Familiar Metrics:<br/>Data presented using metrics often already familiar to your Risk and Product teams.<br/><br/>Understand the market position, identify opportunities, and measure the impact of your strategies with trusted, timely data.<br/><br/>To get started, please contact us through this listing for more information. After a contract is established, Equifax will provide our standard Credit Insights to your Snowflake account using Snowflake Secure Share. This allows you to access and utilize our data application. The application comes with example SQL code to help you with setup, configuration, and how to execute procedures.<br/><br/>Note: Credit Insights cannot be used for marketing purposes. It must comply with s.20M of the Privacy Act and the Privacy (Credit Related Research) Rule 2024.<br/><br/>This dataset includes attributes such as:

- year (String: 4)
- enquiry_volume (String: 5)
- enquiry_value (String: 8)
- State (String: 3)
- Postcode (String: 4)
- Ageband (volumes per band)

原始信息汇总

Consumer Credit Insights - 数据集概述

基本信息

• 数据集名称: Equifax Consumer Credit Insights (Australia) - Data as a Service (DaaS)
• 提供商: Equifax ANZ
• 数据集地址: https://app.snowflake.com/marketplace/listing/GZSUZQRVY0
• 更新频率: 每周
• 时间覆盖范围: 最近1个月（按天）
• 地理覆盖范围: 澳大利亚（按邮政编码）

数据集描述

• 用途: 提供澳大利亚消费者信贷市场的每周洞察，支持跨不同标准化同行组（如四大银行、国际银行、二级贷款机构等）的基准测试和信贷风险分析。
• 目标用户: 银行、非银行贷款机构、金融科技公司、互助机构和信用合作社。特别适用于产品、营销、战略、风险、运营、催收和分析团队。
• 关键优势:
  • 领先的数据源：利用澳大利亚领先信用局提供的全面、及时和准确的信用信息（查询和CCR）。
  • 强大的基准测试：使用独特的标准化同行组。
  • 一致性和可靠性：受益于集中数据处理和一致应用的指标。
  • 熟悉的指标：使用风险与产品团队熟悉的指标呈现数据。

数据属性

• year (String: 4)
• enquiry_volume (String: 5)
• enquiry_value (String: 8)
• State (String: 3)
• Postcode (String: 4)
• Ageband (volumes per band)

业务需求

• 市场分析: 了解市场定位，抓住机会。
• 功能:
  • 外部基准测试
  • 跟踪全生命周期表现与市场对比
  • 识别增长途径
  • 监控市场变化
  • 验证和优化策略
  • 有效管理风险
  • 理解消费者行为

使用限制

• 禁止用途: 不能用于营销目的。
• 合规要求: 必须符合《隐私法》第20M条和《隐私（信用相关研究）规则2024》。

获取方式

• 获取步骤: 通过列表联系Equifax，签订合同后，Equifax将通过Snowflake Secure Share将标准信用洞察数据发送到您的Snowflake账户。
• 技术支持: 提供示例SQL代码以帮助设置、配置和执行程序。

联系信息

• 销售: [e-mail]
• 支持: [e-mail]

其他相关数据集

• Commercial Data Licence: Equifax Commercial Data Licence (Australia) - Data as a Service (DaaS)
• Consumer Data Licence: Equifax Consumer Data License (Australia) - Data as a Service (DaaS)

类别

• 金融
• 市场分析

云区域可用性

• AWS:
  • Asia Pacific (Jakarta)
  • Asia Pacific (Mumbai)
  • Asia Pacific (Osaka)
  • Asia Pacific (Seoul)
  • 其他10个区域