Calibrated Simulation of Individual Level Data for the Basic National Pension Scheme (Tier 1) in Ghana for the Periods 2015 to 2024

This depository is the result of a calibrated microsimulation that generated the first individual-level dataset for Ghana’s Basic National Pension Scheme (Tier 1) for the period 2015 to 2024. The dataset combines publicly available annual aggregates from the Social Security and National Insurance Trust (SSNIT), National Pensions Regulatory Authority (NPRA) and the Ministry of Labour, Jobs and Employment (MLJE) with demographic, labour and mortality inputs from the Ghana Statistical Service (GSS) and the United Nations World Population Prospects.
Using stratified sampling, membership transition modeling and poststratification calibration, the dataset recreates contributors, retirees and non-members at fine age-sex resolution while exactly reproducing official totals on contributions and benefits/pensions. The resulting microdata support distributional analysis of earnings, contributions, pensions and replacement rates, as well as actuarial projections, policy simulations and research on pension adequacy, coverage expansion and long-term social protection financing in Ghana.