Car insurance: What is a no bonus claim?

What is a no claim bonus? If you have taken out comprehensive car insurance it will come with a no claim bonus, which is also known as a no claim discounts or rating scheme which gives you a discount every time you do not claim.

何谓无索赔奖金？若您已投保全面汽车保险，则该保险将附带无索赔奖金，亦称无索赔折扣或评级方案，此方案在您每次未提出索赔时均提供折扣。