Moral Hazard under Liquidity Constraints
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下载链接：
https://www.nber.org/papers/w33648
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资源简介：
Spending induced by health insurance is often called moral hazard and assumed to be inefficient. We adapt standard models and show that for those living hand-to-mouth, the financing benefits of insurance cause a portion of moral hazard to be efficient. Although insurances price distortions also
提供机构：
美国国家经济研究局
创建时间：
2025-04-01
