SAMPLE Global Financial Risk Score Dataset | +200 Countries | Alternative Credit Data | Credit ...

The Score resolves the challenge of assessing a company's financial stability and likelihood of payment default. Facilitating business partner evaluation with one standard score anywhere in the world and from any sector.​
- Comprehensive coverage from unregistered businesses to multinational companies, irrespective of the industry.
- Early warning, global applicability, and real-time responsiveness.

Dataset Structure and Components:
Status Indicators: Mixture of current (9) and historical (6) assessments

Risk Classification System:
The dataset employs a sophisticated 1-9 scoring scale that directly correlates with probability of default:

9: Highest financial stability (0.05% default probability)
8: Financial stability (0.15% default probability)
7: Above average stability (0.4% default probability)
6: Average stability (0.7% default probability)
3: Financial difficulties (4% default probability)
2: Critical financial situation (10% default probability)
1: Pre-insolvency indicators (25% default probability)

Practical Applications:
This sample illustrates how financial risk assessment can be standardized and quantified
to support business decision-making.

The scoring system provides:
Clear quantification of default risk over a 12-month horizon
Consistent risk evaluation metrics across diverse company profiles
Objective benchmarks for credit limit determinations
Framework for monitoring changes in financial stability over time

The scoring structure allows organizations to establish risk tolerance thresholds, automate approval workflows based on score ranges, and create standardized reporting for stakeholders.
Note: This is sample data intended to demonstrate the structure and capabilities of a financial scoring system.

Learn More
For a complete demonstration of our Score capabilities or to discuss how our system can be integrated with your existing processes, please visit https://business-information.coface.com/what-is-urba360 to request additional information.