Repetitive Loss Properties Locations in California

Repetitive Loss Properties Locations in California. The database used in this study contains the locations of Repetitive Loss Properties based on their former definition. Prior to July of 2012, Repetitive Loss Properties were classified as any federally insured property for which two or more claims, of more than $1,000 each, were paid by the NFIP within any rolling ten-year period (1) .As of July of 2012, through the approval of the Biggert-Waters act, FEMA has redefined RLPs as structures covered by flood insurance under the NFIP that: (a) incurred flood-related damage on 2 occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each flood; and (b), at the time of the second incidence of flood-related damage, the contract for flood insurance contains increased cost of compliance coverage (2). These data should not be used to identify specific parcels, the geographic accuracy is at the 3rd decimal place of latitude and longitude (roughly 110m by 100m in California)