Commercial loans data, Alaska

This dataset includes Alaska commercial loan data from 1976-2016. These data were used for the State of Alaska Salmon and People (SASAP) project to examine fisheries related loans. The goal of the commercial fishing loan program is to provide long-term, low interest loans to improve the quality of Alaska seafood products. The program is operated by the Alaska Department of Commerce, Community, and Economic Development; Division of Economic Development. The loans promote development of resident fisheries and maintenance of commercial fishing vessels and gear and are available to individuals who have been Alaska residents for the past 2 years. Loans are available for purchases made within the 12 months prior to loan application or to refinance vessel or gear loans made by other lenders more than 12 months before loan application. Interest rates are fixed at the time of loan approval. The fisheries related loans data used by SASAP are associated with hatcheries (fisheries enhancement) and individual fishermen, and can be identified using the "Fund Abbreviation" column, with relevant codes being CF (Commercial Fishing) and FE (Fisheries Enhancement). The purposes of these codes can be looked up in the provided list of current and historical loan codes.