Replication Data for Chapter 4: Local Digital Lending Development and the Incidence of Deprivation

Chapter 4 combines data from the 2016 and 2019 FinAccess surveys of Kenya. The FinAccess surveys are repeated cross-section surveys that provide demand-side information on the use of financial services among the adult population in Kenya. The surveys are conducted using a unique household sampling frame based on the 5th National Sample Survey and Evaluation Programme designed to yield a nationally representative sample.