Credit Constraints in the Market for Consumer Durables: Evidence from Micro Data on Car Loans
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We investigate the empirical significance of borrowing constraints in the market for consumer loans. We set up a theoretical model of consumer loan demand, which in the presence of credit rationing implies restrictions on the elasticities of loan demand with respect to the interest rate and the
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美国国家经济研究局创建时间：
2000-05-01
