Survey of Consumer Finances, 1995

<p>The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1995 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1992 (ICPSR 6729). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on the employment history and pension rights of the survey respondent and the spouse or partner of the respondent. Detailed data were also gathered on characteristics of the survey respondent's housing and vehicle(s). In addition to recording data on the economic. assets and liabilities of families, the survey examined the attitudes of consumers toward credit use, and their reactions to consumer credit regulations and lines of credit. Demographic variables include age, sex, marital status, housing, and financial independence. (Source: ICPSR, retrieved 07/06/2011)</p>