Financial Inclusion and Climate Change

Data provided here is necessary to reproduce results presented in "Financial Inclusion Helps Rural Households Address Climate Risk" by Ashwini Chhatre, Prachi Deuskar, Javed Mohib, and Deepanshi Bhardwaj. Our results show that households facing high climate risks hold a higher proportion of assets in liquid form. Access to formal financial services, however, reduces the need to keep liquid assets to be able to respond to high climate variability. Financial inclusion cuts the need for cash-like assets to face climate risk, freeing funds for adaptation to climate change. 'Readme.txt' provides information on the different elements of the data used in the analysis.