Mobile payment users in China 2014-2024
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As of June 2024, around 969 million people used mobile payments in China. After the growth rate of new users began to taper off after 2017, the outbreak of COVID-19 caused an influx of many new users. Digital money over hard cashTwo companies have completely changed commerce in China. Alibaba and Tencent are the two main providers of mobile payments in the country with their platforms WeChat Pay and Alipay. A high penetration rate of mobile phones and the popularity of e-commerce have aided the popularization and adaption of mobile payments. Today, mobile payments are the primary vehicle to transfer money. The next stepAfter payments have become digital, the currency is going to become digital next. In 2017, the Chinese government greenlighted the plans of the country’s central bank to develop a digital currency. Since 2020, the Digital Yen was slowly rolled out to the public through several testing circles. According to the People’s Bank of China, a digital currency would help regulators to reduce money laundering, corruption, and other illicit activities.
截至2024年6月,中国约有9.69亿人使用移动支付。自2017年起,新用户的增长率开始放缓,COVID-19疫情的爆发导致大量新用户涌入。数字货币相较于现金,已成为一种趋势。两家公司彻底改变了中国的商业格局。阿里巴巴和腾讯是该国内主要的移动支付服务提供商,分别拥有微信支付和支付宝两大平台。智能手机的高普及率和电子商务的盛行极大地促进了移动支付的普及与采纳。如今,移动支付已成为货币转移的主要手段。未来的步骤在支付数字化之后,货币也将迈向数字化。2017年,中国政府批准了国家中央银行开发数字货币的计划。自2020年起,数字日元通过数个测试阶段逐渐向公众推出。根据中国人民银行的数据,数字货币将有助于监管机构减少洗钱、腐败及其他非法活动。




