Perceived Precautionary Savings Motives: Evidence from FinTech
收藏NBER2020-03-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w26817
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资源简介：
We study the spending response of first-time borrowers to an overdraft facility and elicit their preferences, beliefs, and motives through a FinTech application. Users increase their spending permanently, lower their savings rate, and reallocate spending from non-discretionary to discretionary goods
提供机构：
美国国家经济研究局
创建时间：
2020-03-01
