Digital banks Philippines 2024, by assets

As of June 2024, Maya Bank had the highest asset value among digital banks in the Philippines. Maya Bank registered a total asset value of about 38.11 billion as of this period. GoTyme follows, with assets amounting to 23.4 billion Philippine pesos. Maya Bank Maya Bank is a digital bank owned by Voyager Innovations, which also owns Maya wallet, and is among the leading e-wallet applications in the Philippines. Although it has only been in business for the past two years, Maya Bank has significantly grown its deposit balance, and its loan portfolio to about three times higher than in 2022.   Digital banking in the Philippines The Philippine central bank first introduced digital banking in 2021 and has approved licenses to operate for six banks: Maya Bank, GoTyme Bank, Overseas Filipino Bank, Tonik Bank, UnionDigital Bank, and Uno Digital Bank. In 2023, the total value of deposits at digital banks has shown a 97 percent increase from the previous year. The central bank announced that it will resume accepting applications for digital banking licenses in 2025 to further expand the industry.

截至2024年6月，玛雅银行在菲律宾的数字银行中拥有最高的资产价值。玛雅银行在此期间的总资产价值约为381.1亿比索。紧随其后的是戈特伊姆银行，其资产总额为234亿比索。玛雅银行，作为Voyager Innovations旗下的数字银行，同时拥有玛雅钱包，该钱包在菲律宾领先的电子钱包应用程序中占据一席之地。尽管玛雅银行成立仅两年，但其存款余额及贷款组合已显著增长，约为2022年的三倍。菲律宾的数字银行业在菲律宾央行于2021年首次推出数字银行业务后，已批准六家银行开展运营，包括玛雅银行、戈特伊姆银行、海外菲律宾人银行、托尼克银行、联合数字银行和优诺数字银行。到2023年，数字银行的存款总额相比前一年增长了97%。央行宣布，将于2025年恢复接受数字银行牌照的申请，以进一步扩大该行业。