吉贝克内部评级软件

为了能够将评级成果运用于银行业务决策和管理，吉贝克为银行量身定制内部评级系统。内部评级系统是内部评级工作的运行、管理和维护的平台，系统能够与现有核心业务系统进行交互，实现主体评级与债项双维评级功能。该系统根据监管机构对风险管理系统的建设要求，按照评级模型建设而成，能帮助用户对客户授信等级进行客观、公正的评估，有效进行风险预警。

To apply rating results to banking business decision-making and management, Jibeike has tailored an internal rating system for banks. Serving as the platform for operating, managing and maintaining internal rating work, the system can interact with existing core business systems and provide dual-dimensional rating functions covering both entity rating and debt rating. Developed in compliance with the construction requirements for risk management systems issued by regulatory authorities and based on rating models, this system helps users conduct objective and fair assessments of customer credit ratings and effectively implement risk early warning.

搜集汇总

背景与挑战

背景概述

吉贝克内部评级软件是一款专为银行定制的内部评级系统，旨在通过主体评级与债项双维评级功能，与核心业务系统交互，帮助用户客观评估客户授信等级并进行风险预警。该软件基于监管要求构建评级模型，属于金融行业的数据应用，覆盖企业数据和信用数据主题，更新频率为动态实时，数据存储大小为1 TB，适用于风险管理场景。