IA is calculated from Total Assets (ASSET), Real estate loans (LNRE), Farm loans (LNAG), and Loans to Individuals (LNCON) from the balance sheet. IL is calculated from Total Deposits (DEP), Deposits o
The 2007-2008 financial crisis solidified the consensus among policymakers that a macro-prudential approach to regulation and supervision should be adopted. The currently preferred policy option is th
This paper introduces an endogenous network of payments chains into a business cycle model. Agents order production in bilateral relations. Some payments are executed immediately. Other payments, chai
A September 2023 survey found that 64 percent of adults in the United States who had encountered financial cybercrime or online financial fraud faced credit card fraud. A further 32 percent reported a
