Health insurance payment arrears in the Netherlands 2014-2019, by duration

In 2019, almost 300,000 individuals in the Netherlands had a health insurance debt which was longer than six months. If a premium is overdue, the health insurer will send a letter when someone is two months or more behind on payments. When payments are four months behind or more, the health insures issues a last warning. In the event of a six months premium debt, the health insurer reports the arrear to the National Health Care Institute (in Dutch: Zorginstuut Nederland). They issue a new monthly premium, which will be deducted directly from wages or benefits. The increased premium will end, once the entire debt has been paid or when arrangements have been made for debt counseling. The Dutch health insurance system as it is now was introduced in 2006 and combines elements of both public as well as private insurance. It is mandatory to have at least a basic health insurance (in Dutch: basisverzekering) when you work in the Netherlands, because healthcare is funded through taxation of income.

2019年，荷兰近30万个体人士累积了超过六个月的医疗保险债务。若保费逾期，当欠款达到两个月或以上，医疗保险机构将发送催款信。当欠款超过四个月时，保险机构将发出最后警告。若六个月以上未缴纳保费，保险机构将逾期债务上报至荷兰国家卫生研究院（荷兰语：Zorginstituut Nederland）。研究院将制定新的月度保费，直接从工资或福利中扣除。该提高的保费将在债务全部偿还或债务咨询安排妥当后终止。现行的荷兰医疗保险体系于2006年推出，融合了公共与私人保险的元素。在荷兰工作，必须至少购买基本医疗保险（荷兰语：basisverzekering），因为医疗保健资金来源于收入税。