User Trust and Social Influence as Determinants of Digital Lending Adoption

The dataset used in this study is a primary data set collected through a quantitative survey. This data specifically includes responses from participants who have experience using digital peer-to-peer (P2P) lending services in the past six months. This dataset is directly relevant to the paper title "User Trust and Social Influence as Determinants of Digital Lending Adoption" because it is designed to test hypotheses related to how Trust, Social Influence, Perceived Ease of Use, and Perceived Usefulness influence users' Behavioral Intention in adopting digital lending services. Collecting data from P2P lending users directly allows researchers to analyze their perceptions and actual behaviors, thus providing strong empirical insights into the role of trust and social influence in digital lending adoption decisions.